The full picture
your balance can’t give you.
See what’s safe, what’s committed, and what’s ahead — built around how your money actually moves in real life.
*Free 30-day trial. No credit card required.
Your balance shows the number.
Not the reality.
Pockra shows what’s
really happening.
Bills, cards, income, and what’s ahead — all accounted for, automatically.
Beyond your balance
See the full picture.
Understand the real-life context behind your money — what's usable, what's in motion, and what's coming next.
What's safe
What you can actually spend today — after every bill, card, and payment ahead is accounted for.
What's committed
Every bill, card, subscription, and paycheck already in motion — coming in, going out, or spoken for.
What's ahead
Where your money is headed — upcoming income, expenses, and the tight spots before they hit.
How It Works
Minutes to clarity, not hours of math.
Connect once, let Pockra do the math, and see your money picture stay current as things move.
Securely connect your accounts.
Link your bank through Plaid with read-only access. Pockra can view balances and transactions, but it can never move your money.
Read-only access via Plaid. Pockra sees your balances and transactions — it can never move your money.
- 10,000+ banks supported
- Read-only access
- Secure Plaid connection
- 10,000+ banks supported
- Read-only access
- Secure Plaid connection
We find what your balance misses.
Pockra automatically detects the recurring income, bills, expenses, and commitments already shaping your financial picture — no spreadsheets, no starting from scratch.
Recurring income, bills, and commitments detected automatically. No spreadsheets, no starting over.
- Recurring activity
- Income & commitments
- Manual edits supported
- Recurring activity
- Income & commitments
- Manual edits supported
Keep the full picture in view.
As money moves, Pockra keeps your picture current — so you can see where you stand, what's safe, and what's coming next.
As money moves, Pockra keeps your picture current — so you always know where you stand.
- Updates with new activity
- Built around real-life timing
- No rebuilding the math yourself
- Updates with new activity
- Built around real-life timing
- No rebuilding the math yourself
Features
Everything works together
Powerful features that give you complete clarity over your finances.
One clear number
All accounts combined into what you can actually spend today.
Safe to Spend
$0Always current
Updates automatically as transactions come in.
Starbucks
Just now
Chase Payroll
2m ago
Amazon
15m ago
Netflix
1h ago
Uber
2h ago
Whole Foods
3h ago
Venmo
5h ago
Shell Gas
1d ago
We find your bills
AI-powered detection identifies every recurring charge.
Credit intelligence
Balances and due dates factored into your total.
Statement Balance
$847.00
10K+
Banks Supported
Bank-Level
Security
Security & Principles
Security is a given.
Architectural choices that keep your money where it belongs.
View-Only Access
Zero Transaction Permissions
Zero ability to move, modify, or touch funds — by design.
Encrypted
AES-256 · TLS 1.3
Your data is encrypted end-to-end. Always.
Strictly Private
Zero Data Selling
Your financial habits are your business — they stay that way.
View-Only Access
Zero Transaction Permissions
Zero ability to move, modify, or touch funds — by design.
Encrypted
AES-256 · TLS 1.3
Your data is encrypted end-to-end. Always.
Strictly Private
Zero Data Selling
Your financial habits are your business — they stay that way.
Pricing
Simple, fair pricing
Free to start. Built to grow with you.
Free
Get started with the basics
- 1 auto-synced bank account
- Safe-to-spend calculation
- Commitment tracking
- Unlimited transaction history
- Multiple auto-synced accounts
- Auto-synced credit cards & loans
Pro
The full Pockra experience
Billed annually ($99.99/year)
- All accounts auto-synced — banks, credit cards, loans
- Safe-to-spend calculation
- Commitment tracking
- Unlimited transaction history
- No manual refresh needed
30 days free, cancel anytime
Questions? Answers.
Everything you need to know about Pockra.
We're here to help.
Browse the full guides for deeper walkthroughs, or have a chat with us.
STOP GUESSING.
START KNOWING.
"Pockra was built because bank balances are historical records, not forward-looking tools. I needed a way to see my actual purchasing power without the guesswork, so I engineered one. I hope it gives you the same clarity it gave me."
Jamil Abram
Founder, Pockra