The One Number
That Matters
Stop guessing what you can spend. See what's truly yours after every bill is covered.
*Free 30-day trial. No credit card required.
Your bank balance is lying to you.
Pockra tells the truth.
Bills, subscriptions, loans — all accounted for, automatically.
How It Works
Minutes to clarity, not hours of math.
Securely connect in seconds.
Link your bank through Plaid with read-only access. We can see your transactions, but can never move your money.
Read-only access via Plaid. We see your transactions — we can never touch your money.
- 10,000+ banks supported
- Bank-level encryption
- Read-only access
We find what's hidden.
Pockra automatically detects your recurring bills and subscriptions — no manual entry, no spreadsheets.
Bills and subscriptions detected automatically. No spreadsheets, no manual entry.
- AI-powered detection
- Netflix, Rent, Gym — found instantly
- Learns your patterns over time
Know your Safe to Spend. Always.
Every bill, subscription, and upcoming payment is factored in — down to the dollar. Your number updates the moment your finances change, so you never have to guess.
Every obligation factored in. Your number updates the moment your finances change.
- Updates instantly with every transaction
- Every obligation accounted for
- Spend with total confidence
Features
Everything works together
Powerful features that give you complete clarity over your finances.
One clear number
All accounts combined into what you can actually spend today.
Safe to Spend
$0Always current
Updates automatically as transactions come in.
Starbucks
Just now
Chase Payroll
2m ago
Amazon
15m ago
Netflix
1h ago
Uber
2h ago
Whole Foods
3h ago
Venmo
5h ago
Shell Gas
1d ago
We find your bills
AI-powered detection identifies every recurring charge.
Credit intelligence
Balances and due dates factored into your total.
Statement Balance
$847.00
10K+
Banks Supported
Bank-Level
Security
Security & Principles
Security is a given.
Architectural choices that keep your money where it belongs.
View-Only Access
Zero Transaction Permissions
Zero ability to move, modify, or touch funds — by design.
Encrypted
AES-256 · TLS 1.3
Your data is encrypted end-to-end. Always.
Strictly Private
Zero Data Selling
Your financial habits are your business — they stay that way.
View-Only Access
Zero Transaction Permissions
Zero ability to move, modify, or touch funds — by design.
Encrypted
AES-256 · TLS 1.3
Your data is encrypted end-to-end. Always.
Strictly Private
Zero Data Selling
Your financial habits are your business — they stay that way.
Pricing
Simple, fair pricing
Free to start. Built to grow with you.
Free
Get started with the basics
- 1 auto-synced bank account
- Safe-to-spend calculation
- Commitment tracking
- Unlimited transaction history
- Multiple auto-synced accounts
- Auto-synced credit cards & loans
Pro
The full Pockra experience
Billed annually ($99.99/year)
- All accounts auto-synced — banks, credit cards, loans
- Safe-to-spend calculation
- Commitment tracking
- Unlimited transaction history
- No manual refresh needed
30 days free, cancel anytime
Questions? Answers.
Everything you need to know about Pockra.
We're here to help.
Browse the full guides for deeper walkthroughs, or have a chat with us.
STOP GUESSING.
START KNOWING.
"Pockra was built because bank balances are historical records, not forward-looking tools. I needed a way to see my actual purchasing power without the guesswork, so I engineered one. I hope it gives you the same clarity it gave me."
Jamil Abram
Founder, Pockra